As you embark on a new journey in life — be it entering the workforce or planning to have a family — you are excited for a new stage in life yet can’t help but feel a little worried about the uncertainties that lie ahead. Getting personal accident insurance gives you the security you need, both financially and emotionally. What are the benefits of accident insurance?
Combat rising healthcare costs
Based on the Global Medical Trend Reports 2021, Malaysia’s healthcare cost is one of the highest in the region, with an average inflation rate of 15.1% due to a higher demand for healthcare services among the population. Some of the factors that led to the rise of demand (and subsequently, higher healthcare costs) are an ageing population that requires medical treatment, more individuals seeking home-based remedies and diseases prevention checkups, and the increasing preference of consulting specialists over general practitioners. Worry about the rising healthcare costs that might impact you in getting the best healthcare services you need? Getting an AIG personal accident insurance can weather you through tough times by providing financial support and protection. With efficient lump sum claim payments and coverage up to 100 years of age, rest assured that you’ll get the healthcare services you deserve.
The Future of Healthcare: Rising Costs and Aging Populations:
Financial security for every stage in life
As you progress through life, you’ll experience different stages, from stepping into the workforce to getting married and having a family — with different responsibilities to shoulder and goals to achieve. As someone just starting their career, you might be worried about rising living costs and personal healthcare expenses if anything unfortunate happens. As someone married and has a family, perhaps you’ll have more to worry about — your kids, spouse and parents who rely on you for support. What if you are hospitalised for personal health conditions, workplace or transportation accidents? Who can provide your family with the financial help and support they need? An AIG personal insurance plan can reduce your burden by providing cash flow protection for household bills, loans and support assistance for both parents and children.
Adapt to the needs of our modern lifestyle
As the world evolves, our needs will increase to adapt to our changing lifestyles and social conditions. Greater freedom of movement across borders, a developing public transportation network and the rise of informal work sectors are all signifiers of our current society and technological landscape. Nevertheless, these advancements come with risks — infectious diseases, road accidents and the lack of social security. With change as drastic as ever in the workforce and the way we live, be protected with a personal insurance plan that keeps up with the times! AIG personal accident insurance plan provides you protection for growing concerns for specified infectious diseases, snatch theft and accidental death or disablement on a common carrier.
In an ever-evolving world and changing workforce, stay protected with AIG personal accident insurance! For more information, head over to https://www.aig.my/blog/what-is-personal-accident-insurance and understand how personal accident insurance can benefit you and your family.